Pricing

MyMoney AI Plans

Free calculators are — and always will be — free. If you want AI-powered explanations, deeper analysis, and personalized guidance, choose the plan that fits how you use MyMoney AI.

New users receive 10 bonus AI consultations when you sign up.

Free

Try MyMoney AI and get basic financial guidance.

$0

10 AI consultations / month

  • All standard calculators
  • Basic AI consultations
  • Save up to 5 calculations
  • Calculation history (limited)
  • Budgeting tools & articles
Get started free

Starter

Perfect for occasional users who need quick answers.

$4.99/mo

30 AI consultations / month

  • All Free features
  • Premium calculators
  • Unlimited saved calculations
  • Full calculation history
  • Email support

Plus

Ideal for people actively managing their finances.

$9.99/mo

75 AI consultations / month

  • All Starter features
  • More AI consultations
  • Advanced calculators
  • Export & share results
  • Priority email support

Pro

For investors, business owners and power users.

$19.99/mo

200 AI consultations / month

  • All Plus features
  • High-limit calculations
  • Advanced AI analysis
  • Investment & real estate tools
  • Priority support
Best value

Unlimited

For users who rely on MyMoney AI daily.

$39.99/mo

Unlimited AI consultations

  • All Pro features
  • Unlimited AI consultations
  • No monthly limits
  • Everything unlocked
  • Premium priority support

AI consultation counts are approximate and may vary based on the complexity and length of each consultation.

Add-on packs

Need more AI this month?

One-time AI Boost Packs — add more consultations anytime. No plan changes required.

Boost 10

Perfect for a few extra questions.

~10

AI consultations

$1.99

Boost 25

Great for short-term planning and projects.

~25

AI consultations

$3.99

Best value

Boost 75

Best value for bigger planning needs.

~75

AI consultations

$7.99

Boost packs are one-time purchases and are added to your account instantly.

Fair-use policy

Unlimited Plan Protection

We keep the platform fair for everyone. Here's exactly how we protect our infrastructure without penalizing normal use.

Have questions? Reach out through our contact page — we're happy to walk you through the details.

  • We monitor actual AI usage cost — not just consultation count.

  • If your monthly usage reaches $30 in AI cost, access is paused automatically.

  • You'll be asked to verify your account before continuing.

  • Once verified, access is restored on admin approval.

  • This prevents abuse and keeps prices fair for everyone.

This helps prevent abuse so we can keep prices low for everyone.

Not ready yet?

Get one useful money email per week.

We'll drop a short, high-signal note every week — new calculators, deep dives, and money mistakes to avoid. No spam.

Newsletter

No spam. One email at launch, then only relevant updates.

We monitor for unusual or automated usage to protect our community. See our Terms of Service for details.

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