Terms of Service

These Terms of Service (“Terms”) govern your use of MyMoneyLocal. By accessing the site, you agree to these Terms. If you do not agree, please do not use the site.

1. Educational content only

MyMoneyLocal provides educational content and interactive calculators. It does not provide personalised financial, tax, legal, or investment advice, and no content on the site should be construed as such advice. See the Disclaimer for details.

2. Accuracy

We work to keep calculators and articles accurate and current, but we make no warranty of accuracy or fitness for any particular purpose. Calculator outputs are estimates that depend on the assumptions and values you provide.

3. Acceptable use

You agree not to scrape, abuse, reverse-engineer, or attempt to disrupt the service. You agree not to submit fraudulent contact or newsletter information, and not to use the site to send spam or harmful content.

4. Intellectual property

Content, calculators, code, and design on MyMoneyLocal are owned by MyMoneyLocal or its licensors. You may share links freely; you may not republish full articles or copy the calculator implementations without written permission.

5. Limitation of liability

To the maximum extent permitted by law, MyMoneyLocal is not liable for indirect, incidental, consequential, or punitive damages arising from your use of the site or reliance on its content.

6. Changes

We may update these Terms; the “Last updated” date at the top of the page reflects the most recent revision. Continued use of the site after a change constitutes acceptance.